Heat embossed silver "Joy" Cards - Sentiment and Baroque Motif stamp from Stampin' Up!
Oval Scallop punch [Woodware] + SU! Scallop edge punch used here along with the Stampin' Up markers colouring in the Christmas tree [from an SU! stamp set]:
This card is slightly different from the card above in that I have embossed 1/3 of the card with an embossing folder:
Snowflake stamp and sentiment stamp from Stampin' Up! stamp sets. Scallop circle embossed with snowflake embossing folder. Circles cut using various sized circle punches.
More embossing with folders sentiment from an SU! stamp set:
I did the snowfall scene embossing on red card and using versamark then heat embossed with white embossing powder showing the design outlines in red greeting sentiment from an SU! stamp set: